Insurance

Insurance considerations

• County 4-H programs purchase annual accident insurance for all 4-H members and Minnesota 4-H Volunteers.

  • Some high risk activities require special event insurance. Contact the Local Extension Educator for more information.

• When the program is appropriately scheduled and supervised, the University of Minnesota general liability insurance provides coverage for bodily injury or property damage to third parties for which the Minnesota 4-H is legally responsible.

• The University of Minnesota professional liability insurance provides coverage for Minnesota 4-H Volunteers for legal liability when acting within the scope of their role on behalf of Minnesota 4-H.

• Automobile insurance always follows the owner of the vehicle. The University of Minnesota automobile liability insurance provides coverage for third-party bodily injury or property damage in a claim arising from the ownership or use of vehicles the University owns, leases, hires, rents or borrows.

Contact

Pat Morreim, program manager, morre002@umn.edu, 763-427-5428